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Small Business Disaster Damage Fairness Act of 2025

This bill increases from $14,000 to $50,000 the threshold loan amount over which the Small Business Administration (SBA) may require collateral for a disaster loan.

The Government Accountability Office must report on the performance, including the default rate, of such loans.

Additionally, the SBA must (1) distinguish between rural and urban communities in the outreach and marketing for disaster loans, and (2) incorporate actions to mitigate challenges encountered by rural communities in accessing such loans.

House floor actions Actions

IntroReferral
Feb. 05 2025	Referred to the House Committee on Small Business.

Library of Congress Actions

IntroReferral
Feb. 05 2025	Introduced in House Introduced in House

House bill HR1021-119

Small Business Disaster Damage Fairness Act of 2025

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